The Michigan House approved a landmark plan to fix our state’s car insurance system, and reduce rates for all Michigan drivers, state Rep. Scott VanSingel announced.

Rep. VanSingel voted in favor of the plan to offer drivers personal injury coverage options, rein in medical costs and fight fraud – features designed to end Michigan’s long-standing tenure as the state with the most expensive car insurance rates in the nation.

“I’ve listened to residents concerned about the high cost car insurance. Today we have delivered reform and rate relief,” VanSingel, of Grant, said after the vote. “I am proud to vote on this historic legislation to help Michigan drivers.”

Michigan’s costs are high because it is the only state that mandates unlimited lifetime health care coverage through car insurance. This legislation allows those who want unlimited coverage to keep it, while providing more affordable options.

The plan:

• Guarantees lower rates for all Michigan drivers.
• Gives drivers a choice on car insurance policies.
• Stops price gouging on medical services for car accident victims.
• Combats fraudulent claims to help lower costs.
• Helps the state ensure insurance companies charge fair rates, while addressing attorney fee settlements and significantly reducing litigation.

The sweeping legislation now advances to the Senate for consideration.

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