Rep. Hornberger helps move car insurance reform into the fast lane

Categories: Hornberger News

Legislator casts important vote as House approves landmark legislation

State Rep. Pamela Hornberger today joined fellow House members in approving a bipartisan plan to reform Michigan’s broken no-fault system.

The plan guarantees lower personal injury protection (PIP) rates for all drivers in Michigan, who now have the highest average car insurance premiums in the nation – twice as high as neighboring states. The bill offers personal injury coverage options, fights fraud and abuse, and addresses medical costs.

“This plan is a huge win for the people of Michigan,” said Rep. Hornberger. “We’ve listened to their concerns and produced this complete overhaul of our state’s unfair and broken auto insurance system.”

Michigan’s costs are high largely because it’s the only state mandating unlimited lifetime health care coverage through car insurance. The House plan allows those currently using the coverage to keep it, and those who want it in the future to continue buying it – while providing more affordable options.

The plan:

  • Guarantees lower rates for all Michigan drivers;
  • Gives drivers a choice on car insurance policies;
  • Stops price gouging on medical services for car accident victims;
  • Combats fraudulent claims to help lower costs.

The sweeping legislation now advances to the Senate for consideration.