The Michigan House today approved a landmark plan to fix our state’s much-maligned car insurance system and reduce rates for all Michigan drivers, state Rep. Ann Bollin announced.
Rep. Bollin voted in favor of the plan to offer drivers personal injury coverage options, rein in medical costs and fight fraud – features designed to end Michigan’s long-standing tenure as the state with the costliest car insurance rates in the nation.
“Reforming no-fault car insurance will help Livingston County drivers and make car insurance rates more affordable,” Bollin, of Brighton Township said. “I have listened to concerns from Michigan residents and this vote will make needed changes.”
Michigan’s costs are high largely because it’s the only state mandating unlimited lifetime health care coverage through car insurance. The plan allows those currently using the coverage to keep it, and those who want it in the future to continue buying it – while providing more affordable options.
· Guarantees lower rates for all Michigan drivers.
· Gives drivers a choice on car insurance policies.
· Stops price gouging on medical services for car accident victims.
· Combats fraudulent claims to help lower costs.
The sweeping legislation now advances to the Senate for consideration.