LaFave encourages U.P. drivers to start considering savings options, shopping around for lowest rates

Categories: LaFave News,News

Updated car insurance website includes a how-to guide for drivers to receive savings July 1

State Rep. Beau LaFave, who serves on the House Select Committee on Reducing Car Insurance Rates, today announced the committee’s website,, has been updated to better prepare drivers for the upcoming changes to the state’s no-fault system.

The website will serve as a user-friendly platform for Michigan drivers who are looking to familiarize themselves with the new law set to roll out July 1. LaFave, of Iron Mountain, played a crucial role in spearheading the landmark reforms, which include choices on the medical portion of insurance policies, fee schedules to protect accident victims from overcharging by hospitals, measures to crack down on rampant fraud and abuse, and guaranteed savings for every Michigan driver.

“For decades, the people of Michigan have demanded their elected officials fix the state’s much-maligned no-fault system,” LaFave said. “This system, which is responsible for the most expensive car insurance rates in the nation, has drained the hard-earned savings of every Michigan family from Detroit all the way to Dickinson County. I came to Lansing with the ultimate promise of delivering a long-lasting solution that would put an end to the sky-high premiums Michigan drivers face – and delivered. With guaranteed savings just around the corner, we restructured our committee website to help people get an idea of what to expect in the coming weeks leading up to the July 1 roll out of the new law. The website will serve as a great resource, helping walk drivers through the steps required to receive the guaranteed savings they deserve.”

ReduceMiRatesNow features all the available personal injury protection (PIP) coverage levels and a guide for each option drivers may utilize to familiarize themselves with the forms they will be expected to fill out in the coming weeks. The how-to guides detail the steps drivers will need to take to choose a coverage option that best meets their budget needs.

In addition to becoming familiar with the sample PIP and bodily injury forms, LaFave recommends drivers start shopping around sooner rather than later to find the lowest rates possible as insurance providers make them available. Drivers are also encouraged to consult with a trusted insurance agent for further advice on choosing a coverage plan that is in the best interest of themselves and their families.