House approves historic reforms after decades of gridlock

The Michigan House today approved a landmark plan to fix what Rep. Whiteford calls Allegan County’s number one issue, the state’s broken car insurance system.

Whiteford voted in favor of the plan to offer drivers personal injury coverage options, rein in medical costs and fight fraud – features designed to end Michigan’s long-standing tenure as the state with the costliest car insurance rates in the nation.

“Michigan drivers deserve insurance they can afford and depend on,” said Whiteford, of Casco Township. “I’m proud to support this plan to reduce car insurance rates for each and every driver in our state.”

Michigan’s costs are high largely because it’s the only state mandating unlimited lifetime health care coverage through car insurance. The plan allows those currently using the coverage to keep it, and those who want it in the future to continue buying it – while providing more affordable options.

The plan:

• Guarantees lower personal injury protection rates for all Michigan drivers;
• Gives drivers a choice on car insurance policies;
• Stops price gouging on medical services for car accident victims;
• Combats fraudulent claims to help lower costs.

The sweeping legislation now advances to the Senate for consideration.

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