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Rep. Vaupel supports plan to overhaul Michigan’s car insurance system, reduce rates for all
RELEASE|May 9, 2019

House approves historic reforms after decades of gridlock

State Rep. Hank Vaupel, along with the Michigan House, today approved a landmark plan to fix our state’s broken car insurance system and reduce rates for all Michigan drivers.

Vaupel voted in favor of the plan to offer drivers personal injury coverage options, rein in medical costs and fight fraud – features designed to end Michigan’s long-standing tenure as the state with the costliest car insurance rates in the nation.

“It’s no secret our car insurance rates are among the highest in the Midwest,” Vaupel said. “It’s not fair for Michigan drivers – and I’m fed up with it myself. This plan is the right solution to make car insurance more affordable for everyone in Michigan and I’m proud to support it today.”

Michigan’s costs are high largely because it’s the only state mandating unlimited lifetime health care coverage through car insurance. The plan allows those currently using the coverage to keep it, and those who want it in the future to continue buying it – while providing more affordable options.

The plan:

  • Guarantees lower personal injury protection rates for all Michigan drivers;
  • Gives drivers a choice on car insurance policies;
  • Stops price gouging on medical services for car accident victims;
  • Combats fraudulent claims to help lower costs.

The sweeping legislation now advances to the Senate for consideration.

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Michigan House Republicans

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