The Michigan House today approved a landmark plan to fix our state’s much-maligned car insurance system and reduce rates for all Michigan drivers, state Rep. Luke Meerman announced.

Meerman voted in favor of the plan to offer drivers personal injury coverage options, rein in medical costs and fight fraud – features designed to end Michigan’s long-standing tenure as the state with the costliest car insurance rates in the nation.

“No Michigan family should have to choose between paying their bills and paying auto insurance,” said Meerman, of Polkton Township. “For the first time since it was enacted 40 years ago, Michigan’s broken car insurance system has been updated to meet the needs of Michigan families today and deliver much-needed rate relief. I am proud to have delivered real reform to Michigan’s seven million drivers.”

Michigan’s costs are high largely because it’s the only state mandating unlimited lifetime health care coverage through car insurance. The plan allows those currently using the coverage to keep it, and those who want it in the future to continue buying it – while providing more affordable options.

The plan:

• Guarantees lower rates for all Michigan drivers
• Gives drivers a choice on health coverage options
• Stops price gouging on medical services for car accident victims
• Combats fraudulent claims to help lower costs

The sweeping legislation now advances to the Senate for consideration.