Rep. Markkanen: Long-overdue car insurance rate relief has arrived for Michigan drivers

Categories: Markkanen News,News

Rollout of state’s new insurance reforms a major milestone

State Rep. Greg Markkanen said Michigan drivers will finally begin to see the benefits of the state’s car insurance reforms after the new law takes effect today.

The new law guarantees lower rates by giving drivers more choice on personal injury protection coverage, stopping price gouging on medical services for car accident victims, combating fraudulent claims and strengthening consumer protections.

Markkanen said Michigan’s highest-in-the-nation car insurance rates have been one of the biggest hurdles holding back Michigan families and the state, adding the new law was designed to retain the best car insurance coverage and offer drivers more affordable options.

“The day has finally come for car insurance reform in Michigan,” said Markkanen, of Hancock. “Upper Peninsula drivers now have the freedom to choose new coverage options based on what they feel is best for their family and their financial situation. The best part is that everyone – even those who choose to continue purchasing unlimited medical coverage – can expect to see lower rates as a result of these reforms.”

In addition to the guaranteed savings provided under the new law, the Michigan Catastrophic Claims Association (MCCA) announced it was reducing its annual per-vehicle assessment fee of $220 to $100 beginning July 1. The MCCA credited the reforms approved by the Legislature for the reduction, which put the fee at nearly a 20-year low.

Anyone interested in more information on the new law may visit for a rundown of all the new coverage level options, educational guides and shopping tips to help people maximize savings. Markkanen also encourages residents to consult with a trusted insurance agent for further advice on choosing a coverage plan that is in the best interest of themselves and their families.