Michigan residents with felony convictions will have the opportunity to gain employment in the insurance industry under a plan introduced by state Rep. Michele Hoitenga.

Current law does not allow anyone convicted of any felony to become a licensed insurance agent in Michigan. Under Hoitenga’s plan, the Department of Insurance and Financial Services would no longer be required to automatically deny applicants with prior convictions. The measure also acts as broader criminal justice reform for people looking to get back on their feet and further their careers.

“Barring anyone convicted of a prior felony – whether it was two years ago or 30 – from receiving a license to become an insurance agent is unreasonable,” said Hoitenga, of Manton. “This is preventing otherwise qualified applicants from becoming licensed. My plan allows those who are deserving of a second chance to help contribute to our state’s success.”

Hoitenga noted current law has also led practicing insurance agents to lose their licenses after a conviction. A resident recently reached out to her asking for a solution to this unfair, anti-competitive practice.

“The state will still have the discretion on a case-to-case basis to deny applicants, but this at least opens the possibility for those trying to pursue a career in the insurance industry to do so,” Hoitenga said. “These people are trying to get their lives back on track, and the last thing they need is to be denied a chance to obtain a license to be employed.”

House Bill 4044 now moves to the House Insurance Committee for further consideration.