State Rep. Phil Green today cast a landmark vote to bring lower car insurance prices to residents and families in Huron and Tuscola counties, joining House legislators in approving a plan to reform Michigan’s no-fault system.
After receiving input from Michigan residents over multiple months and holding 15 hearings through a special committee on the issue, the plan the House developed guarantees lower rates for all drivers in Michigan. The changes will help to reduce what currently is the highest average car insurance premium in the nation – giving drivers a choice on car insurance policies, easing excessive charges on medical services for car accident victims and combatting fraudulent claims to help lower costs.
“This is a good first step in helping Michiganders to lower their auto insurance rates,” said Green, of Millington. “There isn’t choice now within the system. The high cost forces people to make difficult financial decisions and potentially unlawful decisions if they choose to drive without insurance. This proposal gives power back to the people through choice. It puts money back in people’s pockets with savings and it offers protections that are essential.”
The House plan allows those currently using unlimited lifetime health coverage to keep it, and those who want it in the future to continue buying it – all while providing more affordable options with a mandatory rate reduction.
The legislation now advances to the Senate for consideration.