State Rep. Graham Filler today voted to approve a landmark plan to fix Michigan’s broken car insurance system and reduce rates for drivers all across the state.

Filler said the plan offers drivers personal injury coverage options, reins in medical costs and fights fraud – features designed to end Michigan’s long-standing tenure as the state with the highest car insurance rates in the nation.

“The ridiculous rates we’re forced to pay for car insurance are hurting local families,” Filler, of DeWitt, said after the vote. “This plan will lower rates and give people the option of purchasing the level of insurance that best fits their needs.”

Michigan is the only state to mandate unlimited lifetime health care coverage through car insurance. The plan approved today allows people currently using the coverage to keep it, and those who want it in the future to continue buying it – while providing more affordable options.

The plan:

• Guarantees lower personal injury protection rates for all Michigan drivers;
• Gives drivers a choice on car insurance policies;
• Stops potential price gouging on medical services for car accident victims;
• Combats fraudulent claims to help lower costs.

The sweeping legislation now advances to the Senate for consideration.

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