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Rep. Cole: Michigan’s car insurance reforms are working
RELEASE|November 14, 2019

State Rep. Triston Cole today said a fee reduction announced by the Michigan Catastrophic Claims Association is a positive indication that drivers in Northern Michigan will save money through the state’s recent car insurance reforms.

The MCCA announced it will charge a $100 per vehicle assessment for the year-long period beginning July 2, 2020. That is down from the current $220 per vehicle – a 55 percent savings and a direct result of reforms supported by Cole.

“Our bipartisan reforms are already producing real results for Northern Michigan families – and people should expect to see even greater savings as the new law takes full effect,” said Cole, of Mancelona. “High car insurance premiums are one of the biggest hurdles our families face. The reforms we made will allow people to keep more of their hard-earned money no matter which coverage option they choose.”

The MCCA said the $100 per vehicle assessment – the lowest rate since 2003 – will be charged only to drivers choosing to maintain unlimited lifetime personal injury protection benefits in their car insurance policies. Those who choose lower coverage limits under Michigan’s revised no-fault insurance law will avoid the fee altogether.

The current $220 fee is assessed on all insured vehicles.

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