The Michigan House today approved a landmark plan to fix our state’s much-maligned car insurance system and reduce rates for all Michigan drivers, state Rep. Ryan Berman announced.

Berman voted in favor of the plan to offer drivers personal injury coverage options, rein in medical costs and fight fraud – features designed to end Michigan’s long-standing tenure as the state with the costliest car insurance rates in the nation.

“The plan passed by the Legislature today cracks down on the waste, fraud and abuse that has plagued Michigan’s auto insurance system for decades — all while retaining life-saving medical coverage in the event of an accident,” Berman, of Commerce Township, said after the vote. “If Governor Whitmer makes the right decision to sign this plan into law, Michigan drivers will finally see the rate relief they deserve.”

Michigan’s costs are high largely because it’s the only state mandating unlimited lifetime health care coverage through car insurance, without any underlying cost containment. The plan allows those currently using the coverage to keep it, and those who want it in the future to continue buying it – while providing more affordable options.

The plan:

• Guarantees lower rates for all Michigan drivers
• Gives drivers a choice on health coverage options
• Stops price gouging on medical services for car accident victims
• Combats fraudulent claims to help lower costs

The sweeping legislation now advances to the Senate for consideration.